You might be dealing with a scammer if the mortgage assistance or foreclosure program:
Tells you to stop making mortgage loan payments. Doing that can hurt your credit score and limit your options.
Charges up-front fees.
Asks you to make your payments to someone other than your lender or servicer.
Tries to get you to sign over title to your property.
Pushes you to sign papers or contracts that you don’t understand.
Pressures you to act immediately.
Says they’re doing a “forensic audit” of your loan.
Foreclosure Help Facts
Real government officials never ask for payment to help you.
Companies that offer mortgage assistance or foreclosure help aren’t allowed to collect any fees up front. They can only collect a fee after they work out a deal you want to accept from your lender of your loan.